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Installment
Loans
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Flexible Terms - up to 60 months
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Quick credit approval
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Minimal Fees
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Competitive interest rates
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Free auto-pay from checking/savings account
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Titled vehicles - autos, RVs, boats, ATVs, etc.
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NEW and USED autos - borrow up to 100% of NADA retail value
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Mortgages
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Fixed rates and adjustable rate mortgages available
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Payment amortized from 1-30 years
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No points* or application fee
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Competitive loan closing costs
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Borrow up to 100% of purchase price or appraised value (whichever is
less)
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Flexible payment schedules
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Free auto-pay from savings/checking account
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Quick credit decisions (final subject to appraisal and clear title)
*may apply for fixed rate loans
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Home
Equity - Line of Credit
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One to five year fixed - up to 10 year amortization
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Borrow up to 100% of your home's value (to qualified borrowers)
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Flexible payment options
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Low closing costs
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Saves money - combine high-interest payment into one lower interest
monthly payment
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Tax deductible interest (check with a tax adviser)
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Extra cash | college tuition | vacations | bill consolidation |
plus!
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Finance Loans
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Quick, simple application
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Great source for small loans $1,000-$5,000
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Terms of 31, 60, or 90 days OR payment amortized up to
36 months.
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Quick Service - same day or next day closing
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Flexible payment options
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Great for financing older vehicles, lawn and garden
equipment, home computer, ATVs, emergency cash
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Commercial and Agricultural Loans
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Competitive interest rates - fixed and variable
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Convenient terms - one month to 20 years
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Economical - low closing costs
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One EASY application process
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Pre-qualify - money available when needed
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Electronic transactions - transfer funds, auto payment
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No charge for points
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Flexible payment options - monthly, quarterly,
semi-annual or annual payment plans
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Real estate purchase or refinance
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Easy access - lines of credit for operating expenses,
machinery or equipment, livestock, inventory or other business needs.
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Construction Loans
Progressive Ozark Bank offers Construction Loans
for clients wishing to build their dream home.
The loan offers a fixed rate of interest during the construction phase, with interest paid on a monthly basis on the total
outstanding principle balance drawn. Upon
completion of the home, the construction loan can then convert into an
adjustable or fixed rate mortgage. When
converting to an adjustable rate mortgage there are no additional closing costs
incurred by the borrowers.
For more information about our Construction Loans and
items needed for pre-approval, please contact our Lending team @ your nearest
POB location.
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IMPORTANT INFORMATION ABOUT PROCEDURES FOR
OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money
laundering activities. Federal law requires all financial institutions to
obtain, verify, and record information that identifies each person who opens an
account.
What this means to you: when you open an account, we will ask for your name,
address, date of birth, and other information that will allow us to identify
you. We may also ask to see you driver's license or other identifying
documents.
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